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REBATE TRACKER · UPDATED MONTHLY
Ontario energy rebates and incentives: the 2026 tracker
Every program open to Ontario homes and buildings, what it pays, and what changed. We check each one against the program's own site every month.
AT A GLANCE · CHECKED OCTOBER 27, 2026
- Homeowners: Home Renovation Savings rebates are open, with up to $7,500 for a cold-climate heat pump and up to $7,700 for insulation as part of a bundle.
- Coming in early 2027: a federal heat pump rebate of up to $10,000 for low-to-median-income households and up to $2,000 for others.
- Businesses: Save on Energy and Enbridge Gas incentives are open; Save on Energy projects must be approved by December 31, 2027.
- Industrial: Natural Resources Canada (NRCan)-funded energy management activities must be finished by March 31, 2027.
For homeowners
| Program | What it offers | Status |
|---|---|---|
| Home Renovation Savings Save on Energy and Enbridge Gas | Rebates for insulation (up to $7,700 in a bundle), windows and doors ($100 per opening), air sealing, heat pumps (up to $7,500 air source, $12,000 ground source), heat pump water heaters, solar and batteries (up to $10,000), smart thermostats and appliances. Bundle rebates need a home energy assessment and two or more upgrades. | Open |
| National Heat Pump Rebate Government of Canada | $2,000, or up to $10,000 for low- to median-income households. No energy audit required; eligible heat pumps installed from November 1, 2026 qualify once the portal opens. | Launching early 2027 |
| Home Energy Loan Program (HELP) City of Toronto | Loans up to $125,000 or 10% of the property's assessed value, whichever is lower, repaid on the property tax bill. | Open Toronto only |
| Peel Energy Grant Program Peel Region, through Toronto and Region Conservation | Free energy assessments, personalized case management and rebates for heat pump installation. | Open Peel only |
| Durham Greener Homes Region of Durham | Deep retrofit rebate up to $5,000 for a 50% energy cut between pre- and post-retrofit EnerGuide evaluations; Whitby adds up to $5,000 more. Low-interest loans and free coaching. Durham details. | Open Durham only |
| Retrofit Waterloo Region (RetrofitWR) Region of Waterloo | 2.5% loans repaid on the electricity bill (GrandBridge customers in Cambridge and North Dumfries for now), heat pump incentives up to $2,500, free Energy Coach. Runs 2026 to 2030. Waterloo details. | Open Waterloo Region |
| Free energy coaching Centre for Community Energy Transformation | Free one-on-one energy coach consultations for homeowners in Peel. | Open Peel only |
| CMHC Eco Plus plus Sagen and Canada Guaranty equivalents | 25% back on your mortgage loan insurance premium for an energy-efficient newly built home. How to claim it. | Open |
Not sure what your upgrades add up to? Try our home rebate estimator.
For businesses and building owners
| Program | What it offers | Status |
|---|---|---|
| Retrofit Program Save on Energy | Incentives for lighting, heating and cooling, controls and other equipment upgrades in commercial, industrial, institutional and multi-residential buildings. | Open Approval by Dec. 31, 2027 |
| Small Business Program Save on Energy | Lighting, refrigeration and equipment upgrades for small businesses at no cost to the business, installed by the program. | Open |
| Existing Building Commissioning Save on Energy | Recommissioning incentives for commercial and institutional buildings using 750,000 kWh a year or more: up to $0.06/sq ft for investigation, plus $0.03/kWh for implemented and persisting savings (up to $150,000). | Open |
| Expanded Energy Management Save on Energy | Energy manager funding (up to 50% of salary, up to $100,000 per facility per year), Strategic Energy Management coaching, and for industrial sites, energy management information system incentives of up to 50% of eligible costs. | Commercial energy-manager funding fully subscribed Industrial NRCan-funded activities due Mar. 31, 2027 |
| Commercial Custom Retrofit Enbridge Gas | Up to $0.40 per cubic metre of gas saved, up to 75% of the extra cost of the efficient option, to $100,000 per project. Pre-approval required. | Open |
| Durham Greener Buildings Region of Durham | Benchmarking and disclosure support for commercial, institutional and multi-residential buildings that report under Energy and Water Reporting and Benchmarking (EWRB), plus a free awards competition. | Open Durham only |
| Energy Retrofit Loans City of Toronto | Up to 100% of project cost at the City's borrowing rate, repaid over up to 30 years. | Open Toronto only |
| Clean Technology Investment Tax Credit Government of Canada | Refundable credit of up to 30% on heat pumps, solar and energy storage for taxable Canadian corporations and REITs. | Available |
| MLI Select CMHC | Longer amortization (up to 50 years), higher loan-to-value and lower premiums for rental buildings of 5+ units, earned partly through energy efficiency. Energy points explained. | Open |
How to get the most from these programs
- Get pre-approval first. Many business incentives, including Enbridge Gas Custom Retrofit, require approval before you buy equipment. Buying first can cost you the incentive.
- Assess before you upgrade. Home Renovation Savings bundle rebates need a home energy assessment before the work, and the assessment itself is rebated.
- Stack where the rules allow. Electricity, gas, municipal and federal programs can often be combined, but each sets its own limits.
- Watch the deadlines. Funding windows close when budgets run out, as commercial energy-manager funding already has.
What changed
- October 27, 2026: Toronto HELP rates confirmed at 3.83% (5 years) to 5.12% (20 years) until December 31, 2026; heat pump-only and solar-only HELP projects no longer need EnerGuide assessments. Added Existing Building Commissioning. Added Durham Greener Homes, Durham Greener Buildings and Retrofit Waterloo Region.
- October 2026: The federal government announced a new heat pump rebate, launching in early 2027. Save on Energy lists commercial and institutional energy-manager funding as fully subscribed; industrial funding remains available until March 31, 2027.
Sources: Save on Energy: Home Renovation Savings · Federal heat pump rebate announcement · City of Brampton: home energy retrofits · Save on Energy: Expanded Energy Management · Save on Energy: small business.
Quick answers
What energy rebates are available in Ontario in 2026?
Homeowners can use the Home Renovation Savings Program (Save on Energy and Enbridge Gas), the City of Toronto HELP loan in Toronto, and from early 2027 the new federal heat pump rebate. Businesses can use Save on Energy's Retrofit, Small Business and energy management programs, Enbridge Gas Custom Retrofit, Toronto Energy Retrofit Loans, the federal Clean Technology Investment Tax Credit and CMHC MLI Select.
Can I combine Ontario rebates with federal programs?
Often, yes. Each program sets its own stacking rules, so check before you buy any equipment. Some programs also require pre-approval or an assessment before work starts.
How often does this list change?
Programs open, close and change funding several times a year. We check every program on this page monthly and log the changes at the bottom.