CHMC ECO+ Program

Energy-Efficient Advantage Program

Energy Efficient Housing Program

Get 25% of your insurance

premium back!

Apply for 25% premium refund if you’re mortgage insured with an energy efficient home.

IMPORTANT: To qualify, your home must meet the eligible building standards and/or the EnerGuide and EnerGuide GJ ratings.

Properties awarded an eligible certificate would need a gigajoules/year rating of at least 20% lower than “A Typical New House”.

IMPORTANT! Your application must be submitted within 24 months of the closing date of your mortgage.

APPLICATION PROCESS

Step 1: Download and complete the application form. CMHC | Canada Guaranty | SAGEN

Step 2: Book and complete your home energy assessment.

Step 3: Receive the energy assessment report and send the report to mortgage insurance company as per below:

CMHC

Email: eemrefund@cmhc-schl.gc.ca | Fax: 1 800 245-9274

Mail: 700 Montreal Road (Suite 1000), Ottawa, ON, K1A 0P7

Canada Guaranty

Email: energyefficient@canadaguaranty.ca | Fax: 1 855 318-8946

Mail: 71 Toronto St. (Suite 400), Toronto, ON, M5C 2V6

SAGEN

Online Application

Mail: 2060 Winston Park Dr. (Suite 300), Oakville, ON, L6H 5R7

Attn: Finance Department - Energy Efficient Group

Contractor Discovery Made Easy

We simplify the process of sourcing service providers by helping you obtain multiple quotes for your energy upgrades. Our contractors are familiar with the program requirements and processes, ensuring a seamless experience. With more quotes in hand, you'll gain valuable insights into competitive pricing and maximize the value of your investment—all in a streamlined and efficient way.

Price Match Guarantee: Quality You Can Trust

We're committed to offering you the best value for our energy solutions. If you find a lower price for the same service from a reputable competitor, we'll match it.