The CMHC MLI Select program supports multi-unit residential development by offering mortgage loan insurance with a focus on affordability, energy efficiency, and accessibility. This initiative encourages developers to build sustainable rental housing by providing reduced premiums and flexible insurance terms for projects that include green building features or affordable rental units.

Program Highlights:

Provides mortgage loan insurance for construction, purchase, and refinancing of multi-unit residential projects, including rental properties, retirement homes, and student housing.
Offers reduced premiums and flexible underwriting for projects with affordability, accessibility, or energy efficiency components.
Includes support for affordable housing projects, encouraging a mix of affordable and market-rate units.

The Savings by Design Residential program gives builders and developers free access to industry experts and energy modelling to build a Net Zero Energy Ready discovery home plus qualify for incentives to build to ENERGY STAR© for New Homes standards. Projects must be in an eligible municipality.*

Program Highlight

Stay ahead of upcoming code changes.
Gain a competitive edge by learning and implementing more energy-efficient technologies and systems.
Incentives to help offset costs.

The Canada Greener Affordable Housing (CGAH) Program provides financial support to improve the energy efficiency of affordable housing projects across Canada. This program aims to reduce greenhouse gas emissions, enhance the sustainability of housing stock, and lower energy costs for residents. The initiative encourages retrofits, deep energy upgrades, and the integration of renewable energy technologies in affordable housing units.

Program Highlights:

Funding Support: Offers financial assistance to eligible affordable housing projects to enhance energy efficiency and sustainability.
Focus on Deep Energy Upgrades: Encourages retrofits that lead to significant improvements in energy performance, reducing greenhouse gas emissions and long-term energy costs.
Broad Eligibility: Open to affordable housing providers, including non-profits, Indigenous groups, and community housing organizations, to promote sustainable and energy-efficient living for vulnerable populations.

The High-Rise Retrofit Improvement Support (Hi-RIS) program in Toronto provides financial assistance to improve the energy efficiency and sustainability of apartment buildings. This initiative supports building operators in making comprehensive retrofits that enhance energy performance, improve resident comfort, and reduce environmental impact.

Program Highlights:

Funding for Energy Efficiency: Offers low-cost financing to apartment building owners for implementing energy-saving measures, such as HVAC upgrades, insulation improvements, and window replacements.
Broader Building Upgrades: Encourages retrofits that address structural integrity, energy efficiency, and water conservation, ultimately reducing utility costs and enhancing comfort.
Support for Building Owners: Provides technical assistance to guide building owners through the retrofit process, ensuring optimal improvements that meet sustainability and energy goals.

The Oil to Heat Pump Affordability Program, under the Canada Greener Homes Initiative, provides financial assistance to help low-to-moderate income households transition from oil heating systems to electric heat pumps. This initiative aims to reduce greenhouse gas emissions and household energy costs, while improving home comfort.

Program Highlights:

Up to $10,000 in Assistance: Eligible households can receive up to $10,000 to cover the full cost of switching from oil heating to an electric heat pump.
Reduction in Heating Costs: Heat pumps are significantly more efficient, which leads to lower heating bills and reduces dependency on oil.
Environmental Benefits: Transitioning from oil to electric heat pumps contributes to reduced greenhouse gas emissions, supporting Canada’s climate goals.

The Enbridge Home Winterproofing Program helps income-eligible households improve their home's energy efficiency at no cost. The program provides free insulation and draft-proofing upgrades to reduce energy consumption, improve comfort, and lower heating bills.

Program Highlights:

Free Insulation and Draft-Proofing: Eligible households receive insulation and draft-proofing upgrades at no cost, helping to reduce heat loss in winter and maintain comfort.
Lower Energy Bills: By enhancing energy efficiency, participants can experience reduced heating costs and overall energy savings.
Income-Eligibility Requirement: This program is designed to assist low-income households, making energy-saving upgrades accessible to those who need it most.